| Service / Category | Details | Charge/Fee |
|---|---|---|
| Application Fees -Ordinary Loans and Overdrafts | ||
| On Amounts up to $ 3,000,000 | $ 4,000 | |
| Over $ 3,000,000 to $ 8,000,000 | $ 5,000 | |
| Over $ 8,000,000 to $ 10,000,000 | $ 7,000 | |
| Over $ 10,000,000 to $ 15,000,000 | $ 10,000 | |
| Over $ 15,000,000 to $ 25,000,000 | $ 15,000 | |
| Over $ 25,000,000 | $ 30,000 | |
| Application Fees – Express Loans | ||
| On Amounts up to $ 3,000,000 | $ 3,000 | |
| Over $ 3,000,000 to $ 8,000,000 | $ 3,750 | |
| Over $ 8,000,000 to $ 10,000,000 | $ 5,250 | |
| Over $ 10,000,000 to $ 15,000,000 | $ 7,500 | |
| Over $ 15,000,000 to $ 25,000,000 | $ 11,250 | |
| Over $ 25,000,000 | $ 22,500 | |
| Negotiation Fees for Loans and Overdraft | ||
| Up to $ 500M | 0.75% of facility amount – Minimum $ 10,000 | |
| Over 500M | 1% of facility amount | |
| Negotiation Fees for Express Loans | ||
| Up to $ 100,000 – $ 3,000 | $ 3,000 | |
| Over $ 100,000 up to $ 500M | minimum $ 5,000 – maximum $ 100,000 | |
| Over $ 500M | 0.75% of facility amount | |
| Confirmation of Line of Credit | ||
| Up to $ 5,000,000 | $ 5,000 | |
| Over $ 5,000,000 to $ 10,000,000 | $ 10,000 | |
| Over $ 10,000,000 to $ 20,000,000 | $ 15,000 | |
| Over $ 20,000,000 to $ 100,000,000 | $ 25,000 | |
| Over $ 100,000,000 | $ 30,000 | |
| *An expedited fee at Management’s discretion is applicable if a statement is required immediately | ||
| Demand Letter | ||
| $ 5,000 | ||
| Discharge of Mortgage | ||
| $ 5,000 | ||
| Early Repayment of Loans: | ||
| Retail Loans | Penalty of 3 Months Interest if repaid before maturity | |
| Commercial Loans for Construction Purposes | Penalty of 6 months interest for closure before 36 months on books | |
| Penalty of 12 months interest if paid off by another bank | ||
| Housing Loans | No penalty for loans on books for 36 months with 3 months’ notice | |
| Penalty of 6 months interest for loans less than 36 months on the books | ||
| Penalty of 12 months interest if paid off by another bank | ||
| Facility Drawn Before Security In place | ||
| Up to $ 15,000,000 | 0.15% (maximum $ 200,000) | |
| Above $ 15,000,000 | 0.2% (maximum $ 200,000) | |
| Penalty Interest – Overdue Installments | ||
| 3% | ||
| Non submission of financial statements | ||
| Up to $ 3M | $ 40,000 | |
| Over $ 3M – $ 8M | $ 50,000 | |
| Over $ 8M – $ 10M | $ 60,000 | |
| Over $ 10M -15M | $ 70,000 | |
| Over $ 15M – $ 25M | $ 80,000 | |
| Over $ 25M | $ 100,000 | |
| Over Due Payment: Beyond 1 week | ||
| Per month once more than ½ of an installment is due | $ 3,500 | |
| Site Visits | ||
| Facilities up to $ 30M | $ 5,000 | |
| Facilities over $ 30M up to $ 100M | $ 10,000 | |
| Facilities over $ 100M | $ 20,000 | |
| Reference Letters | ||
| Letters issued same day/next day | $ 5,000 | |
| Letters of Introduction to Embassies | $ 10,000 | |
| Letters to overseas Banks/Institutions | $ 7,000 (plus swift or fax charges) | |
| Letters to local companies /Entities | $ 7,000 | |
| Up to $ 3M – $ 40,000 | ||
| Over $ 3M – $ 8M – $ 50,000 | ||
| Letters where credit facility is held (issued after 2 working days) | $ 5,000 | |
| Letters where no credit facility is held (same day/next day) | $ 7,000 | |
| Letters where no credit facility is held (after 2 days) | $ 5,000 | |
| *An expedited fee at Management’s discretion is applicable if a statement is required immediately | ||
| Statement of Interest Paid (for Income Tax Purpose) | ||
| Current year | $ 3,000 | |
| Previous years | $ 4,000 | |
| Statement for MIR purposes | ||
| Low Income | $ 3,000 | |
| Residential | $ 5,000 | |
| Photographs | ||
| Per copy | $ 200 | |
| Credit Collateral | ||
| Amendment to Collateral | $ 2,000 | |
| Agreement of sale & Purchase | $ 2,500 | |
| Cancellation of Mortgages | $ 5,000 | |
| Cancellation of Bill of Sale | $ 4,000 | |
| Cancellation of Assignment of Insurance Policy | $ 1,000 | |
| Issuance and renewal of Bill of Sale | Preparation Fee | $ 3,800 |
| Lawyer Fee | 1% plus VAT | |
| Registration Fee | $ 2,500 | |
| Letters confirming Collateral held: | To Utility Companies | $ 1,000 |
| To Embassies | $ 3,000 | |
| Insurance | Payment of Insurance Premium | $ 3,000 |
| Preparation of Audit Enquiry | Per Account | $ 5,000 |
| For any additional account | $ 1,000 | |
| Execution sale | Stay of execution sale | $ 25,000 |
| Seizure of Vehicles and other movables | Baliff fees | $ 15,000 |
| Transfer of Registration for Seized Vehicles | $ 2,000 | |
| Uncollected Securities documents (after 6 Months) | $ 10,000 | |
| Release Full/Part Debenture | $ 10,000 | |
| Guarantees and Indemnities | ||
| All Guarantees & Bonds without full Cash Collateral | 3% per annum for first $ 500,000. | |
| Min. $ 20,000 1 ¼ % per annum on excess of $ 100,000 | ||
| All Guarantees and Bonds with Cash Collateral | $ 15,000 per annum up to $ 100,000 | |
| 1% per annum in excess of $ 100,000 | ||
| (minimum charge on excess – G$ 5,000.) | ||
| All Guarantees and Bonds without collateral | 5% per annum minimum $ 30,000 | |
| *An expedited fee at Management’s discretion is applicable if required immediately | ||
| Service / Category | Details | Charge/Fee |
|---|---|---|
| Closed Accounts | ||
| Accounts Closed within 90 days | $ 1,000 | |
| Accounts Closed with 180 days | $ 500 | |
| Accounts Closed via deceased Policy | ||
| – Processing Fee | $ 3,000 | |
| – Debit Advice | $ 200 | |
| – Assessment of Indebtedness | $ 3,000 | |
| – Managers’ Cheque | $ 2,000 | |
| Cheque Books Charges | ||
| 30 Leaves | $ 2,200 | |
| 50 Leaves | $ 3,000 | |
| 100 Leaves | $ 5,000 | |
| Cheque Book holding Fee | ||
| books held for 3 months and over | $ 5,000 | |
| Expedited Cheque Book Charges | ||
| Printer’s cost | ||
| Ledger Fees | ||
| Per cheque (4 free cheques) | $ 30 | |
| Current Accounts minimum per month | $ 2,000 | |
| Personnal Chequing Account . Minimum per month | $ 1,000 | |
| Returned Cheques | ||
| Refer to drawaer | $ 2,000 | |
| Other | $ 1,000 | |
| Stopped Cheque Instructions | ||
| Flat fee plus $ 500. Per leaf | $ 2,500 | |
| Certificate of Balance/Embassy Statements | ||
| For same day/next day | $ 6,000 | |
| After 2 days | $ 3,000 | |
| Duplicate Statements | ||
| Current year per page | $ 500 | |
| 500. per page | $ 500 | |
| Daily/Interim Statements | ||
| Current year where interest and year end balances required | $ 3,000 | |
| Income Tax Statement | ||
| Previous years where Interest & Balances required. | $ 4,000 | |
| Per year where only year end balances required. | $ 3,000 | |
| Dormant Account Charge | ||
| Per month | $ 300 | |
| Encashment of Cheques | ||
| GBTI Cheques by 3rd Party | $ 1,000 | |
| Non-Account Holder | $ 1,500 | |
| Electronic Funds Transfer (EFT) | ||
| Outward EFT – Walk-in Account Holder | $ 100 plus $ 300. | |
| Letter of Instruction | $ 100 plus $ 300 plus Debit Advice Charge | |
| Inward EFT | $ 50 | |
| Request for Credit Advice | $ 200 | |
| Queries – Originator | $ 500 | |
| Return of Credit by Receiver | $ 100 | |
| Standing Order | $ 100 plus $ 600 standing Order Charge | |
| Salaries | $ 100 | |
| Transfer of Funds | ||
| Between accounts | $ 2,000. Plus Debit Advice Charge | |
| RTGS | ||
| Outgoing/Incoming | $ 500 | |
| Merchant Pay | ||
| Standard | $ 100 | |
| Service / Category | Details | Charge/Fee |
|---|---|---|
| Closed Account | ||
| Account Closed within 1 Month | $ 3,000 | |
| Accounts Closed within 90 days | $ 1,500 | |
| Accounts Closed within 180 days | $ 1,000 | |
| Accounts Closed via deceased Policy | ||
| – Processing Fee | $ 3,000 | |
| – Debit Advice | $ 200 | |
| – Assessment of Indebtedness | $ 3,000 | |
| – Managers’ Cheque | $ 2,000 | |
| Certificate of Balance/Embassy Statements | ||
| Same day/next day | $ 6,000 | |
| After 2 days | $ 3,000 | |
| Duplicate Statements | ||
| Per page | $ 500 | |
| Income Tax Statement | ||
| Current year where interest and year end balances required | $ 3,000 | |
| Previous years where Interest & Balances required | $ 3,000 | |
| Per year where only year end balances required | $ 1,000 | |
| Dormant Accounts. | ||
| Per month | $ 300 | |
| Withdrawals by third party: | ||
| Local – transactions per withdrawal (Max. $100,000 per quarter) | $ 5,000 | |
| Oersees – per withdrawal (Max. $300,000 per quarter) | $ 10,000 | |
| Withdrawal by an account holder overseas | ||
| Per withdrawal | $ 8,000 | |
| Power of Attorney withdrawals | ||
| Per withdrawal (Request not to exceed $500,000 and to be processed only once per quarter) | $ 10,000 | |
| Salaries | ||
| All credit amounts | $ 100 | |
| Prime Life transactions | ||
| Select transactions | FREE | |
| Early Savers Transactions | ||
| Select transactions | FREE | |
| Electronic Funds Transfer (EFT) | ||
| Outward EFT – Walk-in Account Holder | $100 plus $300. | |
| Letter of Instruction | $100 plus $300 plus Debit Advice Chage | |
| Inward EFT | $ 50 | |
| Request for Credit Advice | $ 200 | |
| Queries – Originator | $ 500 | |
| Return of Credit by Receiver | $ 100 | |
| Standing Order | $100 plus $600 standing Order Charge | |
| Salaries | $ 100 | |
| Transfer of funds | ||
| Between accounts | $ 2,000(+ Debit Advice Charge) | |
| RTGS | ||
| Outgoing/Incoming | $ 500 | |
| Return Cheque Charge | ||
| $ 1,000 | ||
| Maintenance Fee | ||
| Monthly | $ 200 | |
| Merchant Pay – Standard | ||
| Standard | $ 100 | |
| Service / Category | Details | Charge/Fee |
|---|---|---|
| Closed Accounts | ||
| Within 90 days – Personal | US$10 | |
| Corporate | US$20 | |
| Transfer between accounts | ||
| USD | US$5.00 | |
| GBP | £2.00 | |
| EU | EU$2.75 | |
| CAD | CAD$3.50 | |
| Maintenance Fee | ||
| Per Month | US$5.50 | |
| Dormant Fees | ||
| Per month | US$1.42 or STG £1.1 or EU$1.26 or CAD$1.85 | |
| Standing Instruction | ||
| On each Processing date | US$4.00 | |
| Credit to Foreign Currency Accounts | ||
| ½ % on foreign currency amount – | ||
| Minimum – foreign currency equivalent of G$1,500 and | G$1,500 | |
| -Maximum – foreign currency equivalent of $5,000 | G$5,000 | |
| Service / Category | Details | Charge/Fee |
|---|---|---|
| Drafts | ||
| Cost of Drafts | $ 2,000 | |
| SWIFT | ||
| Outward (US, STG, CDN, EURO) | $ 5,500 | |
| Inward Transfers | ||
| (i) For credit to accounts held in (G$) dollars or | ½ % on G$ equivalent – Minimum $1,500. – Maximum $5,000 | |
| Stop Payment on Foreign Drafts (US) | US$15.00 plus FBC US$75.00 plus telex charges of G$5,500 | |
| Stop Payment on Foreign Drafts (STG / CDN) | £15.00 / CDN$15.00 plus FBC US$35.00 plus telex charges of G$5,500 | |
| Service / Category | Details | Charge/Fee |
|---|---|---|
| Charges for Wallets | ||
| Per Wallet, per annum plus VAT | $ 20,000 | |
| Charges for Temporary Wallets | ||
| Per Wallet for 5 days plus VAT | $ 3,000 | |
| Discrepancy Fee | ||
| Flat fee | $ 500 | |
| Large Boxes/Canisters held overnight to be counted Maximum Dimensions W 12; H 6; L 12: | ||
| Large Canisters per transaction – plus VAT | $ 5,000 | |
| Small Canisters per transaction – plus VAT | $ 2,500 | |
| Small Boxes/Bags held overnight to be counted | ||
| Maximum Dimensions W 7½; H 3; L 11: | Per box per month plus VAT | $ 5,000 |
| Replacement Wallet | $2,500 plus the cost of bthe wallet to be replaced to be borne by customer for bags | |
| Lost or broken trapdoor key | ||
| $5,000 plus cost of replacement | $ 5,000 | |
| Cost per bag plus VAT | $ 200 | |
| Night Bag Processing Fee | ||
| Cost to process each bag | $ 150 | |
| Service / Category | Details | Charge/Fee |
|---|---|---|
| SMALL | ||
| (Dimensions) W: 4½ 4½ 7½ 7½ 5 4½ per annum plus VAT | $ 8,000 | |
| H: 2½ 1½ 1½ 3 3 4½ | ||
| L: 21 21 16 21½ 24 21 | ||
| MEDIUM | ||
| (Dimensions) W: 4½ 10 7½ 7½ 5 7½ $12,000 per annum plus VAT | $ 12,000 | |
| H: 4½ 2½ 7½ 3¾ 5 7¾ | ||
| L: 21 21 16 16½ 24 21½ | ||
| LARGE | ||
| (Dimensions) W: 10½ 10 per annum plus VAT | $ 15,000 | |
| H: 5 5 | ||
| L: 21 24 | ||
| EXTRA LARGE | ||
| (Dimensions) W: 10½ 10 10½ per annum plus VAT | $ 20,000 | |
| H: 10½ 10 10 | ||
| L: 21½ 21 21 | ||
| ESTATE Purpose | ||
| Listing of contents for Estate Purposes | $ 5,000 | |
| Lost Keys | ||
| Both Keys lost and Box Drilled Replacement Lock and cost of drilling | approimately $50,000 | |
| One Key Lost. Fee to be paid when the service is being surrendered | $ 25,000 | |
| Extra Visits | ||
| Cost for each additional visit after 24 visits per year | $ 1,000 | |
| Service / Category | Details | Charge/Fee |
|---|---|---|
| Probate and Administration | ||
| Confirmation of Balance issued to attorneys | $ 3,000 | |
| Confrmation of Shares | $ 5,000 | |
| Certificate of Status of Shares | $ 1,500 | |
| Processing of balances below $300,000 | $ 5,000 | |
| Processing of balances over $300,000 | $ 10,000 | |
| In-Bank Withdrawals below $360,000 | ||
| $ 300 | ||
| Terminals entrusted to Merchants | ||
| POS Terminals | No Charge for rental; 5% commission on sales | |
| Standing Orders | ||
| On each processing date | $ 600 | |
| Manager’s Cheques: | ||
| Debit from Account | $ 2,000 | |
| Delivery by Hand Mail | $ 5,000 | |
| Stop Payment | $ 2,000 | |
| Issuing Replacement Drafts | ||
| Local and Foreign | $ 2,000 | |
| Production of Vouchers from Archives | ||
| Per Item | $ 2,000 | |
| Breaking Fixed Deposits before maturity | ||
| $ 3,000 | ||
| Exchange of Coins | ||
| Non- Customers | 2% of amount | |
| Escrow Account | ||
| $ 10,000 | ||
| Letter of Indebtedness | ||
| $5,000 per statement for personal purpose | ||
| Letter requesting Confirmation of Standing Instructions | ||
| $4,000 per statement for personal purpose | ||
| Service / Category | Details | Tier 1 | Tier 2 | Tier 3 |
|---|---|---|---|---|
| GBTI Visa Travel Classic Card | ||||
| GBTI Visa Travel Classic Card | New Card | US$10.00 | ||
| Additional Card | US$8.00 | |||
| Replacement Card | US$15.00 | |||
| Renewal Fees | US$7.00 | |||
| Cash Withdrawal at ATM | US$2.50 | |||
| POS Transaction | US$1.00 | |||
| Loading Fees | 0.5% (Minimum G$100.00) | |||
| Re-Loading Fees | 0.5% (Minimum G$100.00) of amount + US$5.00 | |||
| Blocking of Card | US$5 | |||
| In-Bank Payment | G$1,200 | |||
| Payments processed via standing instructions | G$1,200 + G$600 | |||
| Mastercard Debit Card | ||||
| New Card | G$1,000.00 | |||
| Transaction Charges at ATMs | G$70.00 | |||
| Renewal / Replacement Card | G$1,000.00 | |||
| Point of Sale | G$25.00 | |||
| Bill Payment | G$50.00 | |||
| Daily Limit Increase | G$3,000 | |||
| Retrieval of ATM Footage per investigation | G$5,000 | |||
| GBTI Visa Platinum, Gold and Classic Credit Cards | ||||
| GBTI Visa Platinum, Gold and Classic Credit Cards | Platinum | Gold | Classic | |
| Annual Fee | US$100 | US$50 | US$35 | |
| Co-Applicant’s Annual Fee | US$50 | US$30 | US$20 | |
| Replacement Card (Lost, Stolen or damaged) | US$15 | US$15 | US$15 | |
| Blocking of card | US$5 | US$5 | US$5 | |
| Limit Increase Fee | US$35 | US$35 | US$35 | |
| Minimum Payment | 1.5% | 1.5% | 1.5% | |
| Late Renewal / Repayment Fee | US$25 | US$25 | US$25 | |
| Over Limit Fee | US$25 | US$25 | US$25 | |
| Statement (Online) | Free | Free | Free | |
| Duplicate Statements | G$500 per page | G$500 per page | G$500 per page | |
| In-Bank Payment | G$1,200 | G$1,200 | G$1,200 | |
| Payments process via standing instructions | G$1,200 + G$600 for Standing Orders | G$1,200 + G$600 for Standing Orders | G$1,200 + G$600 for Standing Orders | |
| GBTI Mastercard Credit Cards | ||||
| GBTI Mastercard Credit Cards | Gold Black | Black | ||
| Annual Fee | US$50 | US$350 | ||
| Co-Applicant’s Annual Fee | US$25 | US$175 | ||
| Replacement Card (Lost, Stolen or damaged) | US$15 | US$15 | ||
| Blocking of card | US$5 | US$5 | ||
| Limit Increase Fee | US$50 | US$50 | ||
| Late Renewal / Repayment Fee | 1.5% of minimum payment due | 1.5% of minimum payment due | ||
| subject to minimum fee of US$25 | subject to minimum fee of US$25 | |||
| Over Limit Fee | US$50 | US$25 | ||
| Statement (Online) | Free | Free | ||
| Duplicate Statements | G$500 per page | G$500 per page | ||
| In-Bank Payment | G$1,200 | G$1,200 | ||
| Payment processed via standing Instruction | G$1,200 + G$600 for Standing Orders | G$1,200 + G$600 for Standing Orders | ||
| Cash Advance | 2% of cash advance or a minimum of USD$10 | 2% of cash advance or a minimum of USD$10 | ||