Choose Your Loan Type
Personal Loan
Flexible funds for life’s big moments.
Loan Features:
- Amount Range: GYD 50,000 – GYD 3,000,000
- Interest Rate: 8% – 14% p.a.
- Repayment Term: 6 months – 5 years
Requirements:
- Identification card/Passport along with (1) passport size photo.
- New Drivers Licence and/or TIN Certificate
- Proof of address (utility bill, rental receipt, etc.)
- Employment confirmation letter and 2 recent consecutive months’ pay slips
- Proof of income if self-employed (Business Registration, Recent Financial Statements for the past two years and cash flow projection for the next 12 months)
- Statement of outstanding loans/Hire Purchase (if applicable)
- Quotation
Why Choose Us?
Quick
approval
Flexible
repayment
No collateral
required for
smaller amounts
Loan Calculator
$
%
Years
Monthly Payment
-
Total Amount Paid
-
Total Interest
-
| Payment | Principal | Interest | Balance |
|---|---|---|---|
| 1 | $240.31 | $833.39 | $199,759.09 |
| 2 | $240.31 | $832.33 | $199,618.39 |
| 3 | $242.32 | $831.82 | $189,276.06 |
Current Interest Rates
Loan Type
Interest Rate
Rate
Personal Loan
8.5%
3 Years
Auto Loan
6.2%
3 Years
Mortgage Loan
3%
30 Years
Contact Us
- Office: +592 231 4400
- Fax: +592 231 4411
Auto Loan
Drive your dream car sooner with flexible financing for new & used vehicles.
Loan Features:
- Up to 85% financing
- Rates from 6.99%
- Terms up to 8 years
Requirements:
- Identification card/Passport along with (1) passport size photo.
- New Drivers Licence and/or TIN Certificate
- Proof of address (utility bill, rental receipt, etc.)
- Employment confirmation letter and 2 recent consecutive months’ pay slips
- Proof of income if self-employed (Business Registration, Recent Financial Statements for the past two years and cash flow projection for the next 12 months)
- Statement of outstanding loans/Hire Purchase (if applicable)
- Quotation/Agreement of Sale and Certificate of Valuation as applicable
- Quotation/Agreement of Sale and Certificate of Valuation as applicable
Why Choose Us?
High financing % → Minimal down payment
Fast
Approval
Rate discounts for newer models
Loan Calculator
$
%
Years
Monthly Payment
-
Total Amount Paid
-
Total Interest
-
| Payment | Principal | Interest | Balance |
|---|---|---|---|
| 1 | $240.31 | $833.39 | $199,759.09 |
| 2 | $240.31 | $832.33 | $199,618.39 |
| 3 | $242.32 | $831.82 | $189,276.06 |
Current Interest Rates
Loan Type
Interest Rate
Rate
Personal Loan
8.5%
3 Years
Auto Loan
6.2%
3 Years
Mortgage Loan
7.1%
30 Years
Contact Us
- Office: +592 231 4400
- Fax: +592 231 4411
Mortgage Loan
Building dreams, one home at a time.
Loan Features:
- Long-term financing
- Competitive interest rates
- Support through entire home-buying journey
Requirements:
- Identification card/Passport along with (1) passport size photo.
- New Drivers Licence and/or TIN Certificate
- Proof of address (utility bill, rental receipt, etc.)
- Employment confirmation letter and 2 recent consecutive months’ pay slips
- Proof of income if self-employed (Business Registration, Recent Financial Statements for the past two years and cash flow projection for the next 12 months)
- Statement of outstanding loans/Hire Purchase (if applicable)
- Marriage Certificate (If applicable)
- Copy of Transport/Title/Lease Document or Letter of Intent/Agreement of Sale and Purchase if the property is being purchased
- Certificate of Valuation for the property being purchased from a Government Valuation Officer (Officers are located at the Government Valuation Office, Camp Street, G/Town)
- Copy of recent Rates and Taxes/Lease rental receipt and Water Rates receipt
- Estimates of construction cost accompanied by an approved plan
- Proof of 10% contribution (land purchase/development is considered part of equity contribution)
Why Choose Us?
High financing % → Minimal down payment
Fast
Approval
Rate discounts for newer models
Loan Calculator
$
%
Years
Monthly Payment
-
Total Amount Paid
-
Total Interest
-
| Payment | Principal | Interest | Balance |
|---|---|---|---|
| 1 | $240.31 | $833.39 | $199,759.09 |
| 2 | $240.31 | $832.33 | $199,618.39 |
| 3 | $242.32 | $831.82 | $189,276.06 |
Current Interest Rates
Loan Type
Interest Rate
Rate
Personal Loan
8.5%
3 Years
Auto Loan
6.2%
3 Years
Mortgage Loan
7.1%
30 Years
Contact Us
- Office: +592 231 4400
- Fax: +592 231 4411
Technology Loan
GBTI understands the need to stay relevant with technology. Our easy to own Technology Loan is designed with lowered interest rates to allow you easy access to funds to purchase the device of your choice.
Loan Features:
- Competitive Rates
- Fast approvals
- Up to 18 months to repay
Requirements:
- Identification card/Passport along with (1) passport size photo.
- New Drivers Licence and/or TIN Certificate
- Proof of address (utility bill, rental receipt, etc.)
- Employment confirmation letter and 2 recent consecutive months’ pay slips
- Proof of income if self-employed (Business Registration, Recent Financial Statements for the past two years and cash flow projection for the next 12 months)
- Statement of outstanding loans/Hire Purchase (if applicable)
- Quotation
Application Process
Submit
Documents
Online or at any branch
Vehicle
Inspection
(Auto) / Property Appraisal (Mortgage)
Get
Approved
Typically within 3–5 days
Receive
Funds
Disbursed to dealer/owner