Business Loans to Power Your Ambition

From agricultural expansion to corporate projects and green energy, GBTI provides the capital you need to succeed. Our partnership is built on trust and experienced Credit Advisers who are here to help you every step of the way.

Find the Right Financing for Your Business

LOANS

Corporate Loans

The GBTI Corporate Loan caters for investors who wish to pursue long-term projects such as increasing production capacity, introducing new product lines, or establishing new branches. Our experienced Credit Officers can offer guidance on your investment decisions and advise on the structure of a financing package that facilitates the success of your venture.

Benefits:

  • Flexible Repayment Terms
    Moratorium (a temporary suspension of payments)
  • Preferential Interest Rates
  • Personalized service from experienced
  • Credit Officers
  • Suite of solutions
  • Easy access to 12 Branches countrywide

LOANS

Agriculture Loans

Increasing cultivation, upgrading machinery and equipment, or acquiring inputs can require the support and advice of a strong bank. GBTI has a tradition of sound support of the agriculture sector.

Financing for all types of agriculture businesses, including:

  • Poultry Farming
  • Cash Crops
  • Aquaculture (Fish and Shrimp)
  • Agri Processing
  • Livestock
  • Cane Farming

Benefits:

  • Production Cycle Repayment Terms
  • Preferential Interest Rates
  • Fast Approval
  • Personalized services from experienced Credit Officers
  • Easy access to 12 Branches countrywide

LOANS

Manufacturing Loans

The GBTI Manufacturing Loan caters for medium to small-scale projects with both domestic and export potential. This loan is suitable for investors who wish to increase raw materials, stock, and plant capacity, improve product quality and packaging, or access pre-shipment financing.

Benefits

  • Flexible Repayment Terms
  • Fast Approvals
  •  Preferential Interest Rates
  • Personalized Service from experienced
  • Credit Officers
  • Easy access to 12 Branches countrywide

LOANS

Rice Farming Loans

GBTI has always been a strong supporter of the rice sector, and our Rice Farming Loan is a specially designed package for Rice Farmers and Millers.

Our range of financing caters for the acquisition of:

  • Land
  • Machinery and Equipment
  • Paddy
  • Fertilizer
  • Fuel and Lubricants

Benefits:

  • Production Cycle Repayment Terms
  • Fast Approvals
  • Preferential Interest Rates
  • Personalized services from experienced Credit Officers
  • Easy access to 12 Branches countrywide

LOANS

Trading & Services Loans

The GBTI Trading & Services Loan is designed to accommodate the unique financing needs of the Retail Trade and Services Sectors. It caters for upgrading facilities, purchasing equipment, and increasing inventory. Our Overdraft Facility is specially tailored to match the seasonal fluctuations of the Retail Trade sector.

Benefits:

  • Flexible Repayment Terms
  • Competitive Interest Payments on Overdraft facility
  • Fast Approval
  • Personalized services from experienced Credit Officers
  • Easy access to 12 Branches countrywide

LOANS

Green Loans

Green Loans range from one million to fifty million dollars and include financing for a wide range of sustainable projects.

Financing for:

  • Solar Energy Products, Water Treatment recycling- water filters

  • Hybrid motor vehicles

  • Energy Saving Appliances

  • Air filters

  • Wind powered projects

  • Hand powered projects

  • Low Carbon economic investments (e.g., high-end fruits and vegetables, aquaculture, Agro-processing, etc.)

Benefits:

  • Flexible Repayment Terms
  • Competitive Interest Rates
  • Fast Approvals
  • 25% Discount on lending services
  • 1-6 months moratorium on payment of installments (where applicable)
  • Personalized services from experienced Credit Officers

LOANS

US Dollar Loans

The US Dollar Loan facility is available to corporate entities that are operating specifically in the manufacturing and export sector. Non-residents and foreign-based companies operating in Guyana can also access this facility upon receipt of the requisite approval from the Ministry of Finance. The bank’s Credit Officers will examine project proposals presented to determine the viability and soundness of the venture.

LOANS

Invoice Loans

A short-term working capital solution where businesses can receive up to 80% of the value of their invoices immediately, instead of waiting for payment from contractors.

Who Can Apply:
Registered suppliers with a proven track record in the Oil & Gas industry, or suppliers with validated invoices from EMGL or prime contractors.

Benefits:

  1. Submit Your Invoice: Provide a validated invoice from EMGL/Prime Contractors.
  2. Approval & Verification: GBTI confirms the invoice and assigns the receivable.
  3. Funds Disbursed: Up to 80% of the invoice value is credited to your account.
  4. Repayment: Once the contractor pays, GBTI deducts the loan and interest, returning any balance to you.

Current Interest Rates

Loan Type

Interest Rate

Rate

Personal Loan

8.5%

3 Years

Auto Loan

6.2%

3 Years

Mortgage Loan

7.1%

30 Years

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