3DS is an authentication process used during online purchases to ensure the person using your card is truly you. When you make a purchase on a 3DS-enabled website, you may receive a One-Time Password (OTP) or a verification prompt to confirm your identity.
Key Benefits:
Secure Your
Online Shopping
Enhanced Security:
Adds an extra layer of protection by verifying your identity.
Real-Time Alerts:
OTP prompts notify you of any suspicious online activity.
Self-Service Controls:
Instantly block compromised cards through the GBTI Mastercard Online Portal.
Wider Acceptance:
Improves your online shopping experience and expands global Mastercard acceptance.
User Authentication:
Lets you verify and approve certain online transactions yourself.
How It Works:
Your Secure Online Transaction Flow
Shop Online:
When you shop online at a 3D Secure-enabled site...
Verification Prompt:
..you’ll be asked to verify your identity.
Confirm Identity:
This may include entering a One-Time Password (OTP) sent to your registered email or phone, or responding to a prompt.
Transaction Complete:
Once verified, your transaction proceeds securely—keeping fraud at bay.
Pro Tips for Safe Shopping
- Always verify merchant URLs before entering 3DS codes
- Ensure your active email is updated
- Report suspicious OTP requests immediately