Premium Global Access & Enhanced Convenience
Experience premium global access with a higher credit limit and enhanced security features, perfect for your elevated spending needs and a discerning lifestyle.
Key Features:
Higher Limit:
Up to US$10,000.
Worldwide Acceptance:
Global Access at 150+ merchant locations.
Security:
PIN-protected + 24/7 fraud monitoring; Immediate card blocking for loss/theft; alerts for transactions.
Convenience:
Real-time balance checks via online banking; Use for online subscriptions (Netflix, Amazon, etc.).
* Customer Support:
Card Center: 231-4393/7 (Business Hours)
Priority service with dedicated customer support line.
Why Choose Visa Gold?
Features
Benefit
Lower Barrier to Entry
Same Competitive Rates
Rapid Replacement
Free Statements
Ideal for first-time credit users
1/16 of balance (6.25% monthly interest)
Lost card replaced in 7 days (US$20 fee)
Paper or digital monthly summaries
Transparent Fees
Service
Annual Fee
Co-Applicant Fee
Late Payment
PIN Replacement
Cost
2% monthly on utilized balance
US$50/year
US$35
US$25
Note: No over-limit fees – spend freely within your limit.
Eligibility & Requirements
Applicants must provide:
One Proof of Identification:
(National ID/Passport/Driver’s License)
TIN:
(TIN Certificate, Driver’s License, Payslip, GRA receipt, etc.)
Proof of Address:
Proof of Address
Additional for Credit Cards:
Statement of outstanding loans and/or hire purchase (if applicable)
Proof of Income:
(Salary Slip/ Job Letter/ Expenditure Statements for Self Employed Individuals)*